Terms of use

Updated October 3, 2026

Meow Debt is provided under Apple's standard End User License Agreement (EULA). A few extra notes:

A personal notebook. Meow Debt helps you keep track of who owes whom and says the awkward stuff for you. It doesn't lend, hold or move money, and it doesn't collect debts.
You're the sender. Nudge and thank-you cards are drafts; you're always the one who hits send. Please be kind to your friends.
Your entries. We don't check or guarantee the accuracy of the IOUs, QR codes or payment links you add.
Meow Debt Pro. Yearly and monthly plans renew automatically through your Apple Account until canceled in your Apple Account settings at least 24 hours before the current period ends. Lifetime is a one-time purchase. Refunds follow Apple's policies.
Fish snacks. Fish snacks are earned in the app or bought as optional packs. They can only be used in Meow Debt for cosmetic outfits, never expire, and can't be exchanged for money.
No warranty. The app is provided "as is". Export a backup now and then if your book matters to you.